Easy Tax

1. We provide autopay service for easy and timely payment which saves a lot of hassle.
2. Repayment will be settled from your bank account on the scheduled due date. Please make sure that there is enough money in your account a few days before the due date, otherwise late payment fees apply. We will send you a reminder email every month.

The application process is totally free with no application fee, guarantee fee, photocopy fee or referral fee. If the loan application has been refused, cancelled, not confirmed or accepted, there will be no charge.

The applicant must be a Hong Kong Resident aged 18 or above with:

1. Good credit score: We look at the credit report provided by financial institutions and the credit account information as a reference when considering the loan application.
2. A stable job: You must be in your current position for a minimum of 2 months from the application day.
3. Repayment ability: Your must have a minimum monthly income of HK$8,000, and the total monthly payment (including the payment to other financial institutions) must be less than 80% of your monthly income.

Currently, we provide a maximum loan amount of 24 times of monthly salary. Interest rate is determined by your credit score. Average Percentage Rate (APR) is calculated by deducting the interest payment from the monthly repayment amount, therefore APR already reflects the future interest payment and the actual cost; thus it is a common tool for the banking and financial service sector. We provide repayment periods of 2 weeks to up to 48 months according to your repayment ability.

If you repay your loan early within your loan contract, we won't charge any handling fee for prepayment. You just need to inform us via email one month before the scheduled due date for the prepayment amount, including the principal balance and interest rate of the month. When we receive your transaction, the loan contract will be terminated.

We will preserve the confidentiality and security of all the personal information and protected in accordance with the provisions of the Personal Data (Privacy) Ordinance.