Are you satisfied with window shopping, by just looking at what you want? Do you want to get new clothes for the coming season?
Just one click and you can get instant cash with low interest. Easy One helps you get what you want, wherever the things are.
Shopping spree is as easy as ABC!
Extra-high loan amount with no handling fee
Loan amount of up to 24 times of monthly salary*; managed by a listed company with no agency fee.
Ultra-long repayment period
Repayment period of up to 72 months*. Greater financing flexibility and better financial management
Monthly flat rate of as low as 0.18%*
Ultra-low interest rate. Lower interest payment and shorten repayment period, helping you pay off your high-interest credit card debt
Fast track loan approval
A holder of permanent HKID card can simply fill in personal information. Once approved, you can get quick cash in 30 minutes*
- We provide autopay service for easy and timely payment which saves a lot of hassle.
- Repayment will be settled from your bank account on the scheduled due date. Please make sure that there is enough money in your account a few days before the due date, otherwise late payment fees apply. We will send you a reminder email every month.
The application process is totally free with no application fee, guarantee fee, photocopy fee or referral fee. If the loan application has been refused, cancelled, not confirmed or accepted, there will be no charge.What are the requirements?
The applicant must be a Hong Kong Resident aged 18 or above with:
- Good credit score: We look at the credit report provided by financial institutions and the credit account information as a reference when considering the loan application.
- A stable job: You must be in your current position for a minimum of 2 months from the application day.
- Repayment ability: Your must have a minimum monthly income of HK$8,000, and the total monthly payment (including the payment to other financial institutions) must be less than 80% of your monthly income.
Currently, we provide a maximum loan amount of 24 times of monthly salary. Interest rate is determined by your credit score. Average Percentage Rate (APR) is calculated by deducting the interest payment from the monthly repayment amount, therefore APR already reflects the future interest payment and the actual cost; thus it is a common tool for the banking and financial service sector. We provide repayment periods of 2 weeks to up to 48 months according to your repayment ability.Is it possible for early repayment?
If you repay your loan early within your loan contract, we won't charge any handling fee for prepayment. You just need to inform us via email one month before the scheduled due date for the prepayment amount, including the principal balance and interest rate of the month. When we receive your transaction, the loan contract will be terminated.Is my personal data protected?
We will preserve the confidentiality and security of all the personal information and protected in accordance with the provisions of the Personal Data (Privacy) Ordinance.
Opening hours: 9am-6pm (Mon-Fri);
|Mong Kok Flagship Store:||8/F, 726 Nathan Road, Mong Kok, Kowloon, HK||6119 1793|
|Central Branch:||Room 2107, 21/F, Wing On Centre, 111 Connaught Road Central, HK||6119 1792|