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*條款及細則
- 只適用於www.221.com.hk經以及易易壹財務各分行成功申請並提取貸款之新客戶以及己完全清還貸款之舊客戶。
- 貸款金額需為HK$30,000或以上，貸款協議書之還款期為24期或以上者，並於借貸日起計6個月內(「忠誠期」)作為主要借款人，可獲贈Fitbit Charge 2 TM 心率+健身手錶 (「禮品」) 。
- 推廣期由即日起至2018年11月30日為止(包括首尾兩日) (「推廣期」)。
- 若合資格客戶於2019年6月30日或之前仍未收到換領的通知，請於該日期前通知易易壹財務有限公司(「本公司」)，否則視作放棄換領之權利而本公司不需作出任何補償。
- 禮品換領日期為2019年8月31日或之前。
- 禮品不可兌換現金、轉換其他禮品或轉讓予第三者。如禮品缺貨或暫停，本公司保留以同等價值禮品代替之權利而不作另行通知。客戶請注意禮品的換領期，若客戶未能在換領期前換領禮品則視作自動放棄，不得追究。
- 禮品之使用條款及細則將列載於《禮品換領協議》內。
- 一切有關禮品或服務之質素、爭議及其他事項概由禮品供應商負責，本公司將不承擔任何責任。
- 上述推廣優惠，須在簽署相關《貸款協議》、《禮品換領協議》及提取貸款後才能享用，及不可與其他優惠同時使用。
- 本公司保留隨時終止或修改以上優惠的條款及細則之權利，而毋須另行通知。
- 產品圖片只作參考用途。
- 如有任何爭議，易易壹財務有限公司保留最終決定權。
Points to note when applying for loans
2. Residential proof
(issued within the past 3 months)
3. Income proof
4. Bank account statements
There is no handling fees or penalties upon early settlement.
* All required application information must be complete and accurate. Final approval is subject to the final submission of all relevant documents and the credit record of the applicant. Easy One Finance Limited reserves its absolute right on the final loan decision and any disputes. Subject to the actual situation from time to time.
You will not incur any fees in the application process. We do not charge any application fees, guaranteeing fees, photocopying fees or referral fees. You will not be charged if your application is rejected, cancelled, or pending and not disbursed.
Loan repayment can be made through bank autopay, an easy and convenient way to avoid late payment penalties.
The bank will automatically deduct the repayment amount on the scheduled repayment day. Please make sure that there are sufficient funds in your bank account at least 1 Bank Clearing day before the repayment date to cover the repayment and avoid late payment fees.
We will check with credit reference agencies to look at your credit score and consider your loan application by reviewing your credit history and repayment records.
If you would like to repay your loan ahead of schedule, we will not charge any early settlement fees or any related penalties.
You will only have to notify us through a written notice or visit our branch at least 3 days prior to the repayment date. We will list out the total early settlement amount, including the outstanding balance and interest. Once we receive the bank payment records of the early settlement, the loan contract will be terminated or changed.
All the information provided will be kept strictly confidential and in accordance with Personal Data (Privacy) Ordinance.
Success Case
Thomas is a pilot. Besides that, he also has to teach flying courses at a training school for the rest of his time in Hong Kong. He urgently needed HK$1,000,000 to finance his newly-bought property in the UK, but he does not have time to visit our branch in person to apply for loan and wait for approval. His colleagues from the airline introduced Thomas with the one-stop online lending services at Easy One, which perfectly meet his needs. He then used his tablet to apply online for loan and upload required documents via Whatsapp. Instantly, the online system of Easy One preliminarily approved the loan amount of HK$1,000,000, with a monthly flat rate of 0.18% (APR 4.191%). Thomas retrieved the money, and his cash flow problems were instantly solved. Since no fees will be incurred during Easy One’s loan application, Thomas needs to repay HK$18,467 per month with a loan tenor of 60 months, and the total repayment amount would be HK$1,108,020.
*The above information is for reference only.
*The approval result is subject to the applicant’s actual circumstances.
Online loan application...is a piece of cake!
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FAQ
1. Why do I need to complete extra verification to proceed with my instructions?
In order to further enhance the security level of online banking, extra verification is necessary when you proceed with specific online loan services. Please enter the verification code in our mobile message for verification.
2. What is the requirement of the format when I submit my identification documents and information for verification?
Please enter the exact letters on your Identity card. English letters can be in in upper or lower cases.
3. When entering my Hong Kong Identity Card number for verification, do I need to include the numbers in the brackets?
Yes, when entering the Hong Kong Identity Card number, the number in the brackets has to be included.
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About Easy Lab
(221.com.hk) is an online platform designed by "EasyLab", allowing clients to enjoy the comfort, convenience, and easiness of our loan lending services even at home, via their computer or mobile phone. EasyLab's professional team is made up of members from large financial and technological enterprises, and together they have developed an innovative credit risk management tool which combines big data analysis with the latest Internet technology. Clients can check their personal credit history and receive instant assessment results on the loan lending platform. Loan applications will no longer be restrained by time or location; this aligns with our commitment and promise in serving our clients - "Easy One, Quickly Done".
Hotline
221 77889Opening hours: 9am-6pm (Mon-Fri);
9am-1pm (Sat)
| Central Branch: | Room 2107, 21/F, Wing On Centre, 111 Connaught Road Central, HK | 6119 1792 |
| Wanchai Branch: | G/F, Glory House, 174 Hennessy Road, Wanchai, Hong Kong | 6119 1753 |
| Mong Kok Flagship Store: | 8/F, 726 Nathan Road, Mong Kok, Kowloon, HK | 6119 1793 |
| Tuen Mun Branch: | Shop 12, G/F, Ming Wai Building, No.4-26 Tuen Mun Heung Sze Wui Road, Tuen Mun, New Territories, Hong Kong | 6119 1752 |