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*禮品換領之條款及細則
- 只適用於經www.221.com.hk以及易易壹財務有限公司各分行成功申請並提取貸款之新客戶以及舊有客戶(於貸款申請日已完全清還貸款者)。推廣期由2018年12月1日起至2018年12月31日為止(包括首尾兩日) (「推廣期」)。每位合資格的客戶於推廣期內只可獲享優惠乙次。
- 「澳門巴黎人酒店豪華雙人大床客房一晚連兩套中港通往返澳門及香港跨境巴士車票」贈品 （下統稱「酒店禮品」）只適用於貸款金額為HK$50,000或以上，並於借貸提取日起計還款達叁（3）個月。
- 「兩套中港通往返澳門及香港跨境巴士車票」贈品（下稱「巴士禮品」）只適用於貸款金額為HK$20,000-HK$49,999，並於借貸提取日起計還款達兩（2）個月 。
- 若合資格客戶於2019年4月30日或之前仍未收到換領的通知，請於該日期前通知本公司，否則視作放棄換領之權利而本公司不需作出任何補償。
- 酒店禮品和巴士禮品的換領日期、使用日期及出發日期均為2019年6月30日或之前，只適用於星期日至四及非香港及澳門之公眾假期入住。合資格客戶請注意禮品的換領期，若客戶未能在換領期前換領禮品則視作自動放棄，不得追究。
- 酒店禮品禮品只供兩位賓客享用，而其中一位賓客必須為合資格客戶/借款人。禮品不可兌換現金、轉換其他禮品或優惠、或轉讓予第三者。如禮品缺貨或暫停，本公司保留以同等價值禮品代替之權利而不作另行通知，而合資格客戶對此安排不得異議。
- 巴士禮品只適用於星期一至四(公眾假期除外)早上7:00至晚上7:00出發，不包括額外附加費，如深宵時段附加費和星期六/日及香港及澳門之公眾假期附加費等，所有額外附加費價格均以「環島中港通」港珠澳綫公佈為準。
- 酒店禮品和巴士禮品之使用詳情，條款及細則，請參閱禮品或向供應機構查詢。
- 本公司並非獎賞下之禮品或服務之供應商，對酒店禮品和巴士禮品並無作出任何聲明或擔保；因此酒店禮品和巴士禮品的各方面(包括但不限於質素、爭議、特別是天氣的變化而需作出之另行安排及其他事項)，本公司毋須負上任何責任。
- 如對酒店禮品和巴士禮品有任何爭議或投訴，客戶應直接聯絡包括酒店、交通服務公司的有關供應商 。所有酒店禮品和巴士禮品之使用須受有關供應商所訂定之條款及細則約束（如適用）。本行將不會承擔任何因酒店禮品和巴士禮品所引致的任何傷害、損失、申索、訴訟及其他的法律責任。如有需要，客戶請自行購買旅遊保險。
- 上述優惠須受本《禮品換領條款及細則》約束。
- 上述推廣優惠，須在簽署相關《貸款協議》及提取貸款後和借貸提取日起計還款達兩(2)個月或叁(3)個月（時乎貸款金額而定）才能享用，及不可與其他優惠同時使用。
- 本公司保留隨時終止或修改以上禮品換領之優惠的條款及細則之權利，而毋須另行通知。
- 易易壹財務有限公司擁有對貸款審批、酒店禮品和巴士禮品換領資格及任何爭議之最終決定權。
Points to note when applying for loans
2. Residential proof
(issued within the past 3 months)
3. Income proof
4. Bank account statements
There is no handling fees or penalties upon early settlement.
* All required application information must be complete and accurate. Final approval is subject to the final submission of all relevant documents and the credit record of the applicant. Easy One Finance Limited reserves its absolute right on the final loan decision and any disputes. Subject to the actual situation from time to time.
You will not incur any fees in the application process. We do not charge any application fees, guaranteeing fees, photocopying fees or referral fees. You will not be charged if your application is rejected, cancelled, or pending and not disbursed.
Loan repayment can be made through bank autopay, an easy and convenient way to avoid late payment penalties.
The bank will automatically deduct the repayment amount on the scheduled repayment day. Please make sure that there are sufficient funds in your bank account at least 1 Bank Clearing day before the repayment date to cover the repayment and avoid late payment fees.
We will check with credit reference agencies to look at your credit score and consider your loan application by reviewing your credit history and repayment records.
If you would like to repay your loan ahead of schedule, we will not charge any early settlement fees or any related penalties.
You will only have to notify us through a written notice or visit our branch at least 3 days prior to the repayment date. We will list out the total early settlement amount, including the outstanding balance and interest. Once we receive the bank payment records of the early settlement, the loan contract will be terminated or changed.
All the information provided will be kept strictly confidential and in accordance with Personal Data (Privacy) Ordinance.
Success Case
Thomas is a pilot. Besides that, he also has to teach flying courses at a training school for the rest of his time in Hong Kong. He urgently needed HK$1,000,000 to finance his newly-bought property in the UK, but he does not have time to visit our branch in person to apply for loan and wait for approval. His colleagues from the airline introduced Thomas with the one-stop online lending services at Easy One, which perfectly meet his needs. He then used his tablet to apply online for loan and upload required documents via Whatsapp. Instantly, the online system of Easy One preliminarily approved the loan amount of HK$1,000,000, with a monthly flat rate of 0.18% (APR 4.191%). Thomas retrieved the money, and his cash flow problems were instantly solved. Since no fees will be incurred during Easy One’s loan application, Thomas needs to repay HK$18,467 per month with a loan tenor of 60 months, and the total repayment amount would be HK$1,108,020.
*The above information is for reference only.
*The approval result is subject to the applicant’s actual circumstances.
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FAQ
1. Why do I need to complete extra verification to proceed with my instructions?
In order to further enhance the security level of online banking, extra verification is necessary when you proceed with specific online loan services. Please enter the verification code in our mobile message for verification.
2. What is the requirement of the format when I submit my identification documents and information for verification?
Please enter the exact letters on your Identity card. English letters can be in in upper or lower cases.
3. When entering my Hong Kong Identity Card number for verification, do I need to include the numbers in the brackets?
Yes, when entering the Hong Kong Identity Card number, the number in the brackets has to be included.
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About Easy Lab
(221.com.hk) is an online platform designed by "EasyLab", allowing clients to enjoy the comfort, convenience, and easiness of our loan lending services even at home, via their computer or mobile phone. EasyLab's professional team is made up of members from large financial and technological enterprises, and together they have developed an innovative credit risk management tool which combines big data analysis with the latest Internet technology. Clients can check their personal credit history and receive instant assessment results on the loan lending platform. Loan applications will no longer be restrained by time or location; this aligns with our commitment and promise in serving our clients - "Easy One, Quickly Done".
Hotline
221 77889Opening hours: 9am-6pm (Mon-Fri);
9am-1pm (Sat)
| Central Branch: | Room 2107, 21/F, Wing On Centre, 111 Connaught Road Central, HK | 6119 1792 |
| Wanchai Branch: | G/F, Glory House, 174 Hennessy Road, Wanchai, Hong Kong | 6119 1753 |
| Mong Kok Flagship Store: | 8/F, 726 Nathan Road, Mong Kok, Kowloon, HK | 6119 1793 |
| Tuen Mun Branch: | Shop 12, G/F, Ming Wai Building, No.4-26 Tuen Mun Heung Sze Wui Road, Tuen Mun, New Territories, Hong Kong | 6119 1752 |