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  • 只適用於經www.221.com.hk以及易易壹財務有限公司各分行成功申請並提取貸款之新客戶以及舊有客戶(於貸款申請日已完全清還貸款者)。推廣期由2019年1月1日起至2019年1月31日為止(包括首尾兩日)(「推廣期」)。每位合資格的客戶於推廣期內只可獲享優惠乙次。
  • 「港幣$888利是」贈品只適用於個人貸款金額為HK$25,000或以上,並於柤關借貸提取日起計還款達兩(2)個月或以上。
  • 「港幣$1,888利是」贈品只適用於樓宇按揭貸款金額為HK$1,000,000或以上,並於相關借貸提取日起計還款達参(3)個月或以上。
  • 上述推廣優惠,須在簽署相關《貸款協議》及提取貸款後,以及借貸提取日起計達上述還款月數才能享用,及不可與其他優惠同時使用。
  • 若合資格客戶於2019年5月31日或之前仍未收到換領的通知,請於該日期前通知本公司,否則視作放棄換領之權利而本公司不需作出任何補償。
  • 禮品的換領日期為2019年6月30日或之前,合資格客戶必須親身前往易易壹財務分行領取。合資格客戶請注意禮品的換領期,若客戶未能在換領期前換領禮品則視作自動放棄,不得追究。
  • 上述禮品不可轉換其他禮品、服務或優惠。
  • 上述推廣優惠須受本《禮品換領條款及細則》約束。
  • 個人資料收集只供易易壹財務有限公司推廣部作聯絡及資料核實用途,所有資料會絕對保密。在得到顧客的同意下,聯絡資料亦會用作傳送推廣訊息及資料予顧客。
  • 本公司保留隨時終止或修改以上禮品換領之優惠的條款及細則之權利,而毋須另行通知。
  • 如有任何爭議,易易壹財務有限公司將保留對貸款審批、禮品換領資格及任何爭議之最終決定權,而有關決定將為最終定論並具約束力。
  • 以上推廣條款及細則受香港特別行政區法例所管轄,並按照香港特別行政區法律詮釋。
放債人牌照號碼: 0521/2018

Points to note when applying for loans

Loan amount:
Up to 24 times of monthly salary
Actual percentage rate (APR):
APR of 3.271%-48%
Repayment period:
3-72 months (flexible repayment period of up to 72 months)
Handling fees:
No handling fees
18-60 years old
Hong Kong resident who is currently employed
Required documents:
1. Hong Kong Identity Card
2. Residential proof
(issued within the past 3 months)
3. Income proof
4. Bank account statements
Early settlement:
No handling fees or penalties
Approval time:
Fast-track 30-minute approval with all required documents submitted*
Daily interest:
The interest will only be charged up to the day of the settlement.
There is no handling fees or penalties upon early settlement.

* All required application information must be complete and accurate. Final approval is subject to the final submission of all relevant documents and the credit record of the applicant. Easy One Finance Limited reserves its absolute right on the final loan decision and any disputes. Subject to the actual situation from time to time.

You will not incur any fees in the application process. We do not charge any application fees, guaranteeing fees, photocopying fees or referral fees. You will not be charged if your application is rejected, cancelled, or pending and not disbursed.

Loan repayment can be made through bank autopay, an easy and convenient way to avoid late payment penalties.

The bank will automatically deduct the repayment amount on the scheduled repayment day. Please make sure that there are sufficient funds in your bank account at least 1 Bank Clearing day before the repayment date to cover the repayment and avoid late payment fees.

We will check with credit reference agencies to look at your credit score and consider your loan application by reviewing your credit history and repayment records.

If you would like to repay your loan ahead of schedule, we will not charge any early settlement fees or any related penalties.

You will only have to notify us through a written notice or visit our branch at least 3 days prior to the repayment date. We will list out the total early settlement amount, including the outstanding balance and interest. Once we receive the bank payment records of the early settlement, the loan contract will be terminated or changed.

All the information provided will be kept strictly confidential and in accordance with Personal Data (Privacy) Ordinance.

Success Case

Thomas is a pilot. Besides that, he also has to teach flying courses at a training school for the rest of his time in Hong Kong. He urgently needed HK$1,000,000 to finance his newly-bought property in the UK, but he does not have time to visit our branch in person to apply for loan and wait for approval. His colleagues from the airline introduced Thomas with the one-stop online lending services at Easy One, which perfectly meet his needs. He then used his tablet to apply online for loan and upload required documents via Whatsapp. Instantly, the online system of Easy One preliminarily approved the loan amount of HK$1,000,000, with a monthly flat rate of 0.18% (APR 4.191%). Thomas retrieved the money, and his cash flow problems were instantly solved. Since no fees will be incurred during Easy One’s loan application, Thomas needs to repay HK$18,467 per month with a loan tenor of 60 months, and the total repayment amount would be HK$1,108,020.

*The above information is for reference only.
*The approval result is subject to the applicant’s actual circumstances.

Online loan application...is a piece of cake!

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221 77889

Opening hours: 9am-6pm (Mon-Fri);
9am-1pm (Sat)

Central Branch: Room 2107, 21/F, Wing On Centre, 111 Connaught Road Central, HK 6119 1792
Wanchai Branch: G/F, Glory House, 174 Hennessy Road, Wanchai, Hong Kong 6119 1753
Mong Kok Flagship Store: 8/F, 726 Nathan Road, Mong Kok, Kowloon, HK 6119 1793
Tuen Mun Branch: Shop 12, G/F, Ming Wai Building, No.4-26 Tuen Mun Heung Sze Wui Road, Tuen Mun, New Territories, Hong Kong 6119 1752


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Loan amount to be applied is HK$1,000-HK$1,000,000
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