Online loan application form
Fill in your personal information for easy and automatic approval of loan plans.
Points to note when applying for loans
2. Residential proof
(issued within the past 3 months)
3. Income proof
4. Bank account statements
There is no handling fees or penalties upon early settlement.
You will not incur any fees in the application process. We do not charge any application fees, guaranteeing fees, photocopying fees or referral fees. You will not be charged if your application is rejected, cancelled, or pending and not disbursed.
Loan repayment can be made through bank autopay, an easy and convenient way to avoid late payment penalties.
The bank will automatically deduct the repayment amount on the scheduled repayment day. Please make sure that there are sufficient funds in your bank account at least 1 Bank Clearing day before the repayment date to cover the repayment and avoid late payment fees.
We will check with credit reference agencies to look at your credit score and consider your loan application by reviewing your credit history and repayment records.
If you would like to repay your loan ahead of schedule, we will not charge any early settlement fees or any related penalties.
You will only have to notify us through a written notice or visit our branch at least 3 days prior to the repayment date. We will list out the total early settlement amount, including the outstanding balance and interest. Once we receive the bank payment records of the early settlement, the loan contract will be terminated or changed.
All the information provided will be kept strictly confidential and in accordance with Personal Data (Privacy) Ordinance.
Thomas is a pilot. Besides that, he also has to teach flying courses at a training school for the rest of his time in Hong Kong. He urgently needed HK$1,000,000 to finance his newly-bought property in the UK, but he does not have time to visit our branch in person to apply for loan and wait for approval. His colleagues from the airline introduced Thomas with the one-stop online lending services at Easy One, which perfectly meet his needs. He then used his tablet to apply online for loan and upload required documents via Whatsapp. Instantly, the online system of Easy One preliminarily approved the loan amount of HK$1,000,000, with a monthly flat rate of 0.18% (APR 4.191%). Thomas retrieved the money, and his cash flow problems were instantly solved. Since no fees will be incurred during Easy One’s loan application, Thomas needs to repay HK$18,467 per month with a loan tenor of 60 months, and the total repayment amount would be HK$1,108,020.
*The above information is for reference only.
*The approval result is subject to the applicant’s actual circumstances.
Online loan application...is a piece of cake!
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1. Why do I need to complete extra verification to proceed with my instructions?
In order to further enhance the security level of online banking, extra verification is necessary when you proceed with specific online loan services. Please enter the verification code in our mobile message for verification.
2. What is the requirement of the format when I submit my identification documents and information for verification?
Please enter the exact letters on your Identity card. English letters can be in in upper or lower cases.
3. When entering my Hong Kong Identity Card number for verification, do I need to include the numbers in the brackets?
Yes, when entering the Hong Kong Identity Card number, the number in the brackets has to be included.
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About Easy Lab
(221.com.hk) is an online platform designed by “EasyLab”, allowing clients to enjoy the comfort, convenience, and easiness of our loan lending services even at home, via their computer or mobile phone. EasyLab’s professional team is made up of members from large financial and technological enterprises, and together they have developed an innovative credit risk management tool which combines big data analysis with the latest Internet technology. Clients can check their personal credit history and receive instant assessment results on the loan lending platform. Loan applications will no longer be restrained by time or location; this aligns with our commitment and promise in serving our clients - “Easy One, Quickly Done”.
Opening hours: 9am-6pm (Mon-Fri);
|Mong Kok Flagship Store:||8/F, 726 Nathan Road, Mong Kok, Kowloon, HK||6119 1793|
|Central Branch:||Room 2107, 21/F, Wing On Centre, 111 Connaught Road Central, HK||6119 1792|