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放債人牌照號碼: 2429/2018

Points to note when applying for loans

Loan amount:
Up to 24 times of monthly salary
Actual percentage rate (APR):
APR of 3.271%-48%
Repayment period:
3-72 months (flexible repayment period of up to 72 months)
Handling fees:
No handling fees
18-60 years old
Hong Kong resident who is currently employed
Required documents:
1. Hong Kong Identity Card
2. Residential proof
(issued within the past 3 months)
3. Income proof
4. Bank account statements
Early settlement:
No handling fees or penalties
Approval time:
Fast-track 30-minute approval with all required documents submitted*
Daily interest:
The interest will only be charged up to the day of the settlement.
There is no handling fees or penalties upon early settlement.

* All required application information must be complete and accurate. Final approval is subject to the final submission of all relevant documents and the credit record of the applicant. Easy One Finance Limited reserves its absolute right on the final loan decision and any disputes. Subject to the actual situation from time to time.

You will not incur any fees in the application process. We do not charge any application fees, guaranteeing fees, photocopying fees or referral fees. You will not be charged if your application is rejected, cancelled, or pending and not disbursed.

Loan repayment can be made through bank autopay, an easy and convenient way to avoid late payment penalties.

The bank will automatically deduct the repayment amount on the scheduled repayment day. Please make sure that there are sufficient funds in your bank account at least 1 Bank Clearing day before the repayment date to cover the repayment and avoid late payment fees.

We will check with credit reference agencies to look at your credit score and consider your loan application by reviewing your credit history and repayment records.

If you would like to repay your loan ahead of schedule, we will not charge any early settlement fees or any related penalties.

You will only have to notify us through a written notice or visit our branch at least 3 days prior to the repayment date. We will list out the total early settlement amount, including the outstanding balance and interest. Once we receive the bank payment records of the early settlement, the loan contract will be terminated or changed.

All the information provided will be kept strictly confidential and in accordance with Personal Data (Privacy) Ordinance.

Success Case

Thomas is a pilot. Besides that, he also has to teach flying courses at a training school for the rest of his time in Hong Kong. He urgently needed HK$1,000,000 to finance his newly-bought property in the UK, but he does not have time to visit our branch in person to apply for loan and wait for approval. His colleagues from the airline introduced Thomas with the one-stop online lending services at Easy One, which perfectly meet his needs. He then used his tablet to apply online for loan and upload required documents via Whatsapp. Instantly, the online system of Easy One preliminarily approved the loan amount of HK$1,000,000, with a monthly flat rate of 0.18% (APR 4.191%). Thomas retrieved the money, and his cash flow problems were instantly solved. Since no fees will be incurred during Easy One’s loan application, Thomas needs to repay HK$18,467 per month with a loan tenor of 60 months, and the total repayment amount would be HK$1,108,020.

*The above information is for reference only.
*The approval result is subject to the applicant’s actual circumstances.

Online loan application...is a piece of cake!

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221 77889

Opening hours: 9am-6pm (Mon-Fri)

Company Address: Room 2107, 21/F, Wing On Centre, 111 Connaught Road Central, HK
Personal Loan: :ploan@easyonefg.com 6119 1792
mortgage loan :mloan@easyonefg.com 6119 1752
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Password must be eight to twelve characters with numbers or English letters
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The applicant must be aged 18 or above.
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Loan amount to be applied is HK$1,000-HK$1,000,000
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